Loans

Auto Loans

  • Can finance any make, model, year auto
  • Flexible Terms up to 84 months
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Guaranteed Asset Protection-GAP Advantage
  • Extended Warranties
  • Debt Protection – Your Local Protection-Credit Life/Credit Disability/Unemployment Protection Automatic payments from your TLCU account

Signature Loans

  • Loan Amounts up to $20,000.00
  • Flexible Terms up to 60 months
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Boat/Motor Homes/Travel Trailers Loans

  • Can finance any make, model, year
  • Flexible Terms
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Guaranteed Asset Protection
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Motorcycles/ATV/Snowmobiles/Personal Watercraft Loans

  • Can finance any make, model, year
  • Flexible Terms
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Guaranteed Asset Protection
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Share Secured/CD Secured Loans

  • Flexible Terms
  • Low Fixed Rates
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Lines of Credit

  • Loan Amounts up to $20,000.00
  • Minimum payment is 3% of the unpaid balance
  • Can be set up for overdraft protection for your checking account
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Home Equity Line of Credit

  • 10 year term
  • Tax deductible interest (consult a tax advisor)
  • Max LTV is 85%
  • Low Variable Rates
  • Minimum Loan Amount is $10,000.00 and Maximum Loan Amount is $100,000.00
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Debt Protection – Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Automatic payments from your TLCU account

Fixed Rate Home Equity Loans

  • Low Fixed Rates
  • Tax deductible interest (consult a tax advisor)
  • Term up to 10 years
  • Payments to fit anyone’s budget – monthly, semi-monthly, bi-weekly or weekly
  • Automatic payments from your TLCU account
  • Minimum Loan Amount is $10,000.00 and Maximum Loan Amount is $100,000.00
  • Available 95% LTV (including any first mortgage balance) with an appraisal or SEV (State Equalize Value) multiple by 2

Mortgages

    We have partnered with Members First Mortgage
    • Conventional Loan
    • FHA, VA, Rural and MSHDA loans
    • New Construction financing
    • Flexible Credit Programs
    • Refinances
    • Zero or low down payment programs
      Contact information:
      Member First Mortgage
      www.memberfirstmortgage.com
      NMLS ID# 338168
      866-898-1818

      Kevin Trumble-Mortgage Consultant
      Kevin.trumble@memberfirstmortgage.com
      248-439-0404
      NMLS ID# 338168

    Loan Payment Protection – “Your Local Protection”

     
    • Voluntary loan program protection, so as a borrower or co-borrower on a consumer loan, you are protected when life hits you with unexpected events like involuntary unemployment, a disabling injury or even death. “Your Local Protection” will cancel or reduce repayment of your loan debt.
    • Protects up to $100,000.00 of your loan balance
    • No medical exam required
    • Available to most loan members who are actively working 25 hours a week for income at the time they enroll for disability or involuntary unemployment
    • Easy enrollment at the time you obtain a loan with us
    • Monthly payment plan – cost can be added to your monthly payment each month

    The Smart Option Student Loan for TLCU by Sallie Mae

      For borrowers attending degree-granting institutions.

      Now you can pay for college the smart way with three great repayment options and competitive interest rates!

      This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.  To learn more or to apply, please get started here.
       
      The Smart Option Student Loan features and benefits:
      • Multiple in-school repayment options plus a choice of competitive  fixed and variable interest rates, providing even more flexibility
      • No origination fee and no prepayment penalty
      • Benefits and an interest rate reduction available
      • Rates that reward creditworthy borrowers
      • Applying with a creditworthy cosigner may help you qualify
      • 100% US-based Student Loan Specialists

                    To learn more, please get started here.