The Local Credit Union

Our Priority, Member Service

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Account Services

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39139 Mound Road
Sterling Heights MI 48310
The Local Credit Union  Hours & Service Centers

(586) 264-1212 Sterling Heights
(800) 974-6478 Toll Free
(586) 264-9447 Fax

Routing # 272485194
For Wire Transfers
Wire to: Alloya Corp CU
ABA/Rting #272478075
Further Credit: The Local Credit Union
Final Credit: (Your name & account #)


Welcome to The Local Credit Union!


The Local Credit Union has been named one of the 100 Safest U.S. Credit Unions by  We are proud to be one of the five Credit Union's representing Michigan on their Safe and Sound list.  Please click on the following link for more information on our exciting achievement:

100 Safest Credit Unions Article

We are proud to be your Credit Union!


  NCUA Warns Consumers about “Spoofing”
Scam Mimicking Agency’s Telephone

The National Credit Union Administration is alerting consumers that texts they receive from an agency telephone line, 703-518-6301, asking for personal information are not coming from NCUA.

NCUA does not request personal or financial information from consumers.

Please follow the link below for more information on this scam:

NCUA Spoofing Scam

We are Lending!  We have all types of loans to fit your needs:


Cure for Summertime Blues!  Promotion

Mortgages and Home Equity


Personal Line of Credit

VISA Credit Card

APPLY NOW (Members or Potential Members) or contact us at     (586)264-1212 for more information. 


If you are a member, refer us to your family and friends!  Anyone who lives, works, or is a member of a union local headquartered in Macomb, Oakland, or Wayne County are eligible to join.  In addition all retirees receiving a pension or social security and all family members are eligible too. If you refer a new member for a loan or savings account, tell them to mention your name.  Both of you will receive a $10.00 member referral deposit!

LOAN RATES           SHARE, CERTIFICATE and IRA RATES                                

The Local Credit Union Disclosures & Policies


Equal Opportunity Lender

 ï¿½ The Local Credit Union.
      All rights reserved.     


The credit union is federally insured by the National Credit Union Administration deposits insured up to $250,000 per individual depositor.