Designed for 16-24 year olds. A checking account ideal for the college
students away from home. Use the debit card to pay for expenses rather than
cash or costly credit cards. No Monthly Service Fee. $10 minimum balance
- LEARN HOW TO MANAGE A
CHECKING ACCOUNT. (Adult joint ownership required for 16 & 17 year
- Must open a CHECKING
ACCOUNT and apply for a MASTERMONEY DEBIT CARD. Checks are
optional-1st 50 free
A minimum balance of $10.00 required on deposit at all times while
CHECKING ACCOUNT IS ACTIVE.
MONTHLY SERVICE FEE*
Normal ATM FEES apply (Currently no fee when using a Co-op Network
No charge when using the debit card to pay for out of pocket expenses.
Gas, books, food, tuition, etc. This card is accepted at most
merchants accepting MASTERCARD.
$2.00 REPLACEMENT FEE
$30.00 Overdrawn fee/ Non-sufficient funds
*If DEBIT CARD is not used for a point of sale (POS)
transaction in a year, a non-usage fee of $10.00 may be charged.
24 HOUR ACCESS VIA THE INTERNET (www.thelocalcreditunion.com)
FUNDS ON OUR HOME BANKING SITE VIA THE INTERNET. THESE ARE OFF-LINE
TRANSACTIONS AND WILL BE POSTED GENERALLY WITHIN AN HOUR THROUGHOUT
BILLS AFTER ENROLLED IN HANDI ONLINE PAY SERVICE
24 HOUR ACCESS VIA TAZ - OUR
TELEPHONE ACCESS SYSTEM
TOLL FREE # 1-800 974-6478
FUNDS-THESE TRANSACTIONS ARE POSTED IMMEDIATELY
OUT LAST 6 DEPOSITS/WITHDRAWALS
TO SEE IF A CHECK HAS CLEARED YOUR ACCOUNT
FOR A LOAN
VISA CREDIT CARD
(COSIGNER MAY BE REQUIRED)
ANNUAL PERCENTAGE RATE
APR WHEN SHARE SECURED
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