The Local Credit Union

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The Local Credit Union - Visa


The Local Credit Union offers a wide variety of Visa credit options to best fit your financial needs.  All of our options include the following fantastic benefits:

  • Limits up to $20,000.00
  • No Annual Fee
  • No Balance Transfer Fees
  • Automatic payments from your TLCU account
  • Debt Protection - Your Local Protection Credit Life/Credit Disability/Unemployment Protection
  • Fixed Rates

Check below to find the Visa card that is right for you!

The Local Credit Union Platinum Visa

  • Annual Percentage Rate as low as 8.90%
  • Annual Percentage Rate as low as 9.90% with ScoreCard Rewards

The Local Credit Union Classic Visa

  • Annual Percentage Rate of 12.9%.

The Local Credit Union Share Secured Visa

  • Annual Percentage Rate of 9.9% if secured by shares.

Please contact our Loan Department at (586) 264-1212, ext 3 for questions or more information.  When submitting your application, please include a copy of your most recent pay stub.  Pay stubs can be brought into the office or sent via mail, email to loans@thelocalcreditunion.com or fax to (586) 264-9447.

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Current VISA cardholders           

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