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JUNIOR NEWS

 

WINTER 2015

DID YOU KNOW? .....

  • Trees and plants stop growing in the winter.

  • Snow comes in a variety of colors: yellow, orange, green and even purple.  Actually, it's colorless, but it can contain dust or algae that give it different colors.  Orange snow fell over Siberia in 2007 and pink snow (watermelon snow) covered Krasnodar (Russia) in 2010.  Watermelon snow is common in mountains and has a sweet smell and taste.

  • According to the "Guinness Book of World Records," the biggest snowflake on record occurred in Montana in 1887.  It was eight inches by fifteen inches.
  • Every snowflake has six sides.

  • The coldest temperature ever recorded on earth was -128 degrees.  The temperature was measured on Antarctica in 1983.

Holidays & Special Dates in Winter

January 1      New Year's Day

January 19     Martin Luther King Day

 

February 2     Groundhog Day

February 12    Lincoln's Birthday

February 14    Valentine's Day

February 16    President's Day

 

March 8        Day Light Savings Time (Spring Forward)

March 17       St. Patrick's Day

March 20       March Equinox (First Day of Spring)

 

Birthstones & Flowers

January: Garnet & Carnation

February: Amethyst & Violet

March:    Aquamarine & Daffodil

Celebrity Birthdays

Kate Middleton               January 9

Justin Timberlake            January 31

Harry Styles                   February 1

Rihanna                         February 20

Justin Bieber                  March 1

Lady Gaga                     March 28

 

NEW MEMBERS WELCOME

If you are looking for additional ways to earn cash, recommend the credit union to your family and friends. For everyone who becomes a member and mentions your name, we will give you a $10 bonus deposit.  They get the $10 bonus too. When coming in to open an account, they need an initial deposit of $10 to become a member. Remember, anyone living or working in Macomb, Oakland or Wayne Counties can join our credit union. 

VERY IMPORTANT KID CLUB 

Designed for children up to 18 years old 

 

HIGHLIGHTS:

Open the account with a minimum deposit of $10.

Children are required to maintain a balance of $10 at all times.  We do not charge an inactive fee on VIK accounts unless the account has been inactive for a period of 2 years.

 

Semi-annual coloring promotion to encourage regular deposits

Each child making a deposit of $10 or more when returning a completed picture gets an instant prize plus an automatic entry into a drawing for a variety of prizes.  If the child does not make a deposit and returns the completed picture, they are still entered into the drawing to win a prize.

 

REPORT CARD CREDIT

When a copy of the report card is presented and a $20 deposit is made, we will credit the account with a bonus deposit based on their grades.  Maximum bonus:  $5.50 per marking.  This follows the child through college (age 24) as long as they are a full time student.

 

$1 BONUS FOR PERFECT ATTENDANCE

Bonus deposit will be determined by adding all the grade point values and dividing by the number of grades.  When the average is less than $2, no bonus will be given.    

 

A+   =  $4.50

A     =    4.00

A-    =    3.75                                            THE LOCAL CREDIT UNION

B+   =    3.50                                            39139 MOUND RD

B      =   3.00                                            STERLING HTS., MI.  48310

B-    =    2.75                                                                           

C+   =    2.50

C     =    2.00

C-    =    1.75

 

ONCE THE CHILD BECOMES 16, THEY ARE ELIGIBLE TO CONVERT TO THE YOUNG ADULT PROGRAM

 
Young Adult Program
Designed for 16-24 year olds. A checking account ideal for the college students away from home. Use the debit card to pay for expenses rather than cash or costly credit cards. No Monthly Service Fee. $10 minimum balance required.

 

 

 

  The Local Credit Union. 

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